PermissionDelegationV1_1 on the XRP Ledger is in a live 14-day activation countdown that could put the upgrade on mainnet as early as Oct. 5, 2026 at 11:18 UTC — if at least 28 of 35 trusted validators keep supporting it, CoinDesk reported Sept. 23.
The feature lets an account hand another account limited powers — making payments or approving customers to hold an issued token — without surrendering the master keys. CoinDesk frames the use case around institutional payments and stablecoin issuers that need bank-style separation of duties: an online compliance system can approve holders while full-control keys stay offline.
Each delegate can receive up to 10 permissions, which the controlling account can later change or revoke, according to XRPL documentation cited in the report. At least 28 validators must stay on Yes; any drop below that threshold resets the clock.
Why this is a second try
This is XRPL’s repaired replacement for an earlier Permission Delegation attempt. The original design had a flaw that could let an attacker force another account to pay fees for unsigned or improperly authorized transactions — potentially draining XRP balances through repeated high-fee submissions. A community tester reported the issue while testing off mainnet; validators were advised to reject that amendment, and it never activated.
The fix ships in xrpld 3.3.0. Coverage says the repair changes how unauthorized transactions are rejected so a fee cannot be charged before the signature is verified. Treat this as a protocol readiness story for issuers and operators — including RLUSD-style compliance workflows discussed in secondary Ripple coverage — not a price prediction or investment advice.
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See beansSources
- CoinDesk: XRP Ledger retries upgrade that lets banks split payment and compliance duties (Sept. 23, 2026)
- XRPL amendment dashboard / xrpld 3.3.0 release notes as cited by CoinDesk